Family Cashflow

Projected balance

Money in and out, by month

Bars show what's left each month — income minus every payment falling in that month. Hover or tap a bar for the in/out split.

Surplus Shortfall

Where it goes

Average monthly spend by category, across the whole forecast.

Budget buckets

Income & expenses

Enter adds it and jumps back to Item — keep going.
Type, frequency, date and category stay put between adds — a run of quarterly bills is just name and amount.
ItemCategoryHow oftenNext AmountPer month

Coming up

Every event in order. Hit Defer on a payment to skip it or push it out — with whatever that costs.

DateItemCategoryAmountBalance after

Settings

Opening balance is what's actually in the accounts today — everything is projected forward from there.

Saved in this browser automatically. Download the .json now and then so you have a backup — and so your partner can import the same numbers.

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Import data

Paste the contents of a downloaded .json file, then hit Load.